{
    "payment_id": "",
    "out_payment_id": "",
    "user_openid": "",
    "amount": 0,
    "currency": "",
    "payee": {
        "ent_id": "",
        "ent_name": "",
        "ent_acct_id": "",
        "bank_account_number_last4": ""
    },
    "pay_status": "",
    "memo": "",
    "failed_reason": {
        "failed_type": "",
        "failed_detail": ""
    },
    "attachment": ""
}